Mortg Underwriter
Company: Pinnacle Bank/Bank of Colorado
Location: Evans
Posted on: April 3, 2026
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Job Description:
GENERAL SUMMARY: Responsible for approving loans, obtaining
necessary approval for all credits in excess of lending limit.
Assists Senior Underwriter in conducting other duties related to
the credit management of the secondary mortgage lending function of
the branch. Responsible for on-going training and updates related
to loan programs and guidelines, and communicating changes to
staff. RESPONSIBILITIES AND DUTIES: Responsible for underwriting
FHA, VA, and conventional mortgage loans, meeting set guidelines.
Responsible for manual underwriting decisions, ensuring policies
and guidelines are strictly followed and supporting documentation
to ensure compliance. Responsible for keeping updated and informed
of all changes that occur with loan agencies and investors; informs
Senior Underwriter of any changes. Assists Loan Originators in
obtaining pre-approval. Responsible for answering pre-qualification
questions. Performs other job-related duties as assigned by
management . Regular and reliable attendance. KNOWLEDGE, SKILLS,
AND ABILITIES: Knowledge of the secondary market, agency, loan
products and guidelines. Knowledge of bank policies and procedures.
Skill in underwriting FHA, VA, and conventional loan products.
Ability to multi-task, and function as a team player. Ability to
type with high degree of speed and accuracy. Ability to work with
accuracy, organization, and attention to detail. Ability to
communicate with customers and co-workers in a courteous and
professional manner. EDUCATION AND EXPERIENCE: High School diploma
or equivalent. Secondary market mortgage loan underwriting
experience required. PHYSICAL REQUIREMENTS: Seeing: 75-100% Must be
able to read reports, use computer Hearing: 75-100% Must be able to
communicate with customers and co-workers in person and on the
telephone Standing/Walking: 25-49% Must be able to visit with the
loan officer, go to areas of the office to use copier & fax
machines, etc. Climbing/Stooping/Kneeling: 25-49% Must be able to
kneel or stoop to file mortgage loan files in cabinets.
Fingering/Grasping/Feeling: 75-100% Must be able to use computer,
write and place paperwork in file folders. PHYSICAL DIMENSIONS:
Light Work: Exerting up to 20 pounds of force occasionally, and/or
a negotiable amount of force frequently or constantly to lift,
carry or otherwise move objects. Job involves sitting most of the
time and walking and standing some of the time. NOTE: The
statements herein are intended to describe the general nature and
level or work being performed by employees assigned to this
classification. They are not intended to be construed as an
exhaustive list of all responsibilities, duties, and skills,
required of personnel. More Details More Details
Keywords: Pinnacle Bank/Bank of Colorado, Thornton , Mortg Underwriter, Administration, Clerical , Evans, Colorado
